The archive

Everything we've published

The full record. Every piece traces back to its primary sources.

92 pieces

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The Borrowing Ceiling

Congress set the caps, but the agency's rulemaking decides who is bound and when. A mid-rule reversal made Grad PLUS count toward the lifetime cap, a narrowed 'professional degree' definition pushed nurses and others to the lower limit, and

No. 66
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The Ninety-Day Notice

Default architecture: statute shrank the repayment menu, regulation set the auto-assignment defaults, and a servicer queue holding over 530,000 pending applications — under a rule effective 10 days before the 60-day congressional review win

No. 65
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Union Financial Thresholds

Department of Labor finalized updates to union financial reporting thresholds on June first for the first time in twenty three years. The Labor Management Reporting and Disclosure Act sets form filing tiers based on annual receipts. Thresho

No. 49
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The Federal indexes are about to be rewritten

The Federal indexes are about to be rewritten Three rule changes. One weekend. SpaceX next week.

No. 48
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Three rate cuts. The data does not support that pricing

Three rate cuts. The data does not support that pricing Tonight: three documents from the public record.

No. 47
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PFAS Compliance Extension

EPA proposed upholding MCLs for PFOA and PFOS with a two-year compliance extension option while rescinding standards for four other PFAS. The Safe Drinking Water Act exemption framework creates a federal variance process tied to monitoring

No. 64
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Screwworm Response Protocol

USDA confirmed a New World screwworm case in Texas on June third. The playbook activates mandatory veterinary reporting within twenty four hours, quarantine zones, mass release of sterile males from the Panama facility, and cross border coo

No. 63
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Stablecoin Reserve Rules

Regulators detailed proposed procedures for banks to issue stablecoins under the GENIUS Act with strict one hundred percent reserve requirements. The rules define exact application processes, real time segregation of customer stablecoin fun

No. 62
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Termination Liability Reporting

PBGC requested OMB renewal for data collection on single-employer pension plan termination liabilities. The actuarial valuation and filing procedure under 29 CFR part 4062 that calculates exact sponsor liability upon termination and determi

No. 61
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The Conditional Sunset Rule

The Department of Energy issued a direct final rule this week that adds conditional sunset dates to energy regulations. The mechanism requires agencies to reanalyze costs and benefits with fresh industry data or allow the rule to expire aft

No. 60
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ACH Fraud Monitoring Mandate

Nacha phase two fraud monitoring rules take effect for all receiving banks on June twenty second. The mechanism rewrites private ACH network rules removing the ten million entry volume threshold and requiring uniform risk based monitoring f

No. 59
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IDR Process Reset

Agencies finalized updates to No Surprises Act independent dispute resolution on May twenty eighth. The rule revises administrative mechanics of claim batching, fees, data codes and registry requirements that determine which disputes enter

No. 58
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The Safe Drinking Water Determination

EPA proposed rescinding maximum contaminant levels for four PFAS citing incomplete findings under the Safe Drinking Water Act. The Safe Drinking Water Act requires four sequential determinations on health effects occurrence risk reduction a

No. 57
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Overtime Salary Threshold Reset

Department of Labor issued technical amendment rescinding parts of the twenty twenty four overtime rule with July first compliance. Agency uses Bureau of Labor Statistics wage percentiles from the lowest census region as proxy for duties te

No. 56
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FHA Property Standards RFI

Federal Housing Administration issued request for information May twenty ninth on modernizing minimum property requirements. Agency uses handbooks and mortgagee letters to define acceptable collateral for insurance rather than statute alone

No. 55
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The Eighty Hour Threshold

CMS issued an interim final rule this week requiring community engagement for certain Medicaid adults. The rule reconfigures state administrative systems to verify eighty hours of monthly activity through automated payroll data matches self

No. 54
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Union Financial Reporting Thresholds

The Department of Labor finalized updates to union annual financial disclosure forms this week. The Labor Management Reporting and Disclosure Act sets receipt thresholds that dictate the level of itemized schedules on receipts disbursements

No. 53
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The Ballot Barcode Mandate

The Postal Service proposed new data requirements for federal election mail ballots on May twenty ninth. The proposal requires states to transmit registered voter lists matched to unique barcodes on every outbound ballot enabling USPS to va

No. 52
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Medicaid Verification Process

CMS released an interim final rule on June third detailing community engagement requirements for certain Medicaid adults. The rule specifies data matching protocols between unemployment insurance wage records and Medicaid systems, defines t

No. 51
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The Disclosure Boundary

The Securities and Exchange Commission proposed rescinding its two thousand twenty four climate related disclosure rules. Agencies expand reach by mandating disclosures that steer capital and operations beyond investor materiality standards

No. 50
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